In the 10 towns Kiplnger selected, it says a university generates intellectual and cultural sizzle for local residents. College sports unite the entire community (and sometimes impel retired alums to move back). On-campus attractions, such as concerts, lecture series and games, are open to everyone, not just students.
“Retirees who enjoy urban pursuits head to Fort Collins’s lively downtown, home to coffee shops, outdoor cafés, brew pubs and live-performance venues. On the third Friday of every month, the city hosts a Foodie Walk in its historic pedestrian center so residents can sample local culinary specialties.

The median home price of $280,000 is above the national median ($201,700) but lower than the price of homes in other parts of Colorado (in nearby Boulder, the median home price is $418,700). Colorado is a tax-friendly state for retirees: Residents 55 and older get a generous retirement-income exclusion from state taxes and may qualify for a homestead exemption of up to 50% of property value.